ObamaCare or Obama Care Not?

[Pudfark]

OBAMACARE WILL MAKE MY HEALTH INSURANCE ILLEGAL

The greatest lie told during the ObamaCare debate was President Obama's often repeated "if you like your health plan, you can keep it." It was meant to reassure the tens of millions of Americans who already have health insurance that the new federal mandate wouldn't negatively impact their lives. Again, it was a lie. My own health insurance coverage will become illegal next year.

I buy health insurance in the individual market. I currently have a plan with a $10,000 annual deductible, meaning I'm generally liable for that amount of medical costs in a year, after which insurance kicks in to cover the tab. The plan provides for routine check-ups and doctor visits with a modest co-pay. I pay around $200 a month for the plan.

Next year, I won't have that option. New ObamaCare regulations mandate that my deductible can't be more than $2,000 and that my out-of-pocket medical costs can't exceed $6,350. (Enforcement of the cap on out-of-pocket costs is being delayed for one year, but plans will still be adjusting for it.) This will no doubt cause a dramatic increase in my monthly premiums.

What I have now is insurance. I pay a modest amount each month to protect myself financially in case I have a serious medical emergency. ObamaCare, by contrast, is designed to be a payment plan for health care. It seeks to control the amount people pay, as well as which procedures cost the patient money and which are "free." Birth control, for example, must be provided at no cost to the patient. Just...because.

I have no need for birth control. Yet, my premiums will be based on the presumption that not only do I want brith control, but also that I'm unwilling to pay for it.

So, although I'm currently happy with my health insurance, next year I will have to pay more for a plan I don't want. I can adjust to the higher premium payments. Many Americans, however, will face more radical changes to their coverage.

UPS recently announced that it is dropping coverage for spouses of employees, if those spouses can obtain coverage elsewhere. The consulting group Towers Watson estimates that more than half of employers in America will take steps to reduce or eliminate spousal coverage. Even labor unions are starting to worry that their health coverage is going to change for the worse under ObamaCare.
Minority Leader Pelosi was right. We had to pass ObamaCare to find out what was in it. It has unfortunately turned out to be pretty much the opposite of what supporters promised.

http://www.breitbart.com/Big-Government ... ce-Illegal

[callmeslick]

stupid, the whole thing. Oh, and the UPS move was just weasel-wording. Many corporations(including the one I retired from) deny use of spousal coverage if the spouse works and has available coverage through the other job. Blaming it on Obamacare is just so much ass-covering to hide the fact that they're saving money by cutting benefits.

[Pudfark]

Here's the part you obviously didn't read.

I buy health insurance in the individual market. I currently have a plan with a $10,000 annual deductible, meaning I'm generally liable for that amount of medical costs in a year, after which insurance kicks in to cover the tab. The plan provides for routine check-ups and doctor visits with a modest co-pay. I pay around $200 a month for the plan.

Next year, I won't have that option. New ObamaCare regulations mandate that my deductible can't be more than $2,000 and that my out-of-pocket medical costs can't exceed $6,350. (Enforcement of the cap on out-of-pocket costs is being delayed for one year, but plans will still be adjusting for it.) This will no doubt cause a dramatic increase in my monthly premiums.

Now give it a whirl...if you can?

[callmeslick]

given that no plans are currently listed, in any state, for next year, how could the statement be made? As I said, it was stupid....and clearly made-up.

Once again, give me, now, 45 days, and I'll provide you all a list. Redacted of certain details, but a list.


For the record, going into this, I have the following coverage:

2 adults, both late 50's in age, $500 deductable, 10% co-pay with a $3500 annual cap, includes dental coverage, eye coverage and pharmacy coverage with essentially no copay for that. Cost:$18,200.

[Pudfark]

What if the statement proves true? Then what?
What are you going to do? If it is true and applicable to you and yours?
I'll wait the 45 days and will appreciate what info you can provide.

I just wonder? Why? If Obamacare is such a good plan for everybody? Why is it? Nobody knows nothing about it?

Old Pudfark sez: " Cod Liver Oil,Tastes great, Less Filling... "

[Barfly]

stupid, the whole thing. Oh, and the UPS move was just weasel-wording. Many corporations(including the one I retired from) deny use of spousal coverage if the spouse works and has available coverage through the other job. Blaming it on Obamacare is just so much ass-covering to hide the fact that they're saving money by cutting benefits.

You've summarized Obamacare well. I'll remove the unecessary words and leave the good stuff:

"stupid, the whole thing"
"weasel-wording"
"deny use"
"blame"
"hide the fact that they're saving money by cutting benefits"

The last one is prescient. New plans coming will be limited by regulations included in the new law, including everything in your exchanges. As an example, how do you think Obamacare is going to handle the issue of bankruptcy from medical bills? Easy, don't pay for procedures. Ultimately your pay-in, and pay-out will not be controlled by you, nor will the amount of service you receive.

[Pudfark]

Well summarized Barfly.

I found it interesting...earlier in this thread...when Slick explained that he would have to wait 45 days to know what was in ObamaCare for him. Then he turned around and stated he knew what wasn't in ObamaCare for the fella who wrote the article.

Sorta boils down to this? Slick knows, whut he don't no/know, ya no/know?

Which is the why of my borrowed "sig".

[Barfly]

I too, anxiously await the application of the "Wisdom of Government" (Slick, 2013) to our heath management process. And am anxiously awaiting the post-exchange professional assessment from our own Gardner from the Progressive Plantation. Perhaps the new cures for disease forthcoming, promised by Biden my Gums, will fix Slick the Gardner's olfactory sense, so he can pause to smell what's stuck to his shoes, ponder how it got there, and discover why he's standing in shit on a plantation, and not making decrees from the Master's house.

5409832_std.jpg (11.56 KiB) Viewed 6422 times

[Pudfark]

Does this have anything to do with "The Butler"?

My bad...

Perhaps it's the "lawn jockey" boot scraper....

[Barfly]

I picture some delusional social mutant beating weeds in a fallow field with a stick... see picture above, mutant in full weed-whacking battle gear.