A Complete Waste of Space

my policy is WAYYYYYYYY better than that of Walmart's. I don't even have to buy supplemental like I used to when I was working. My out of pocket for the yar is like $2500 for the whole family. I pay ZERO for most meds, 5 bucks for a Dr. visit. Try getting that deal from ANY employer in the US.

callmeslick wrote:my policy is WAYYYYYYYY better than that of Walmart's. I don't even have to buy supplemental like I used to when I was working. My out of pocket for the yar is like $2500 for the whole family. I pay ZERO for most meds, 5 bucks for a Dr. visit. Try getting that deal from ANY employer in the US.

Why would you not want the "same deal" for everybody....that you have?
Further...do you believe "your deal" is the average for everybody?
Why ain't "your deal" available to everybody at the same price or cheaper?

Still curious and waiting for you to show me how many other folks (tens of thousands) have a deal like yours with same or similar costs.

Seems more like to me.....ya got the "cherry deal" and everyone else got the pit.
Will you be relocating to Vermont? For the single payer experiment there?

Ya know...to a lot of poor people your quote above is pretty snarky...just sayin'

Pudfark wrote:

callmeslick wrote:my policy is WAYYYYYYYY better than that of Walmart's. I don't even have to buy supplemental like I used to when I was working. My out of pocket for the yar is like $2500 for the whole family. I pay ZERO for most meds, 5 bucks for a Dr. visit. Try getting that deal from ANY employer in the US.

Why would you not want the "same deal" for everybody....that you have?

the same deal IS available for everybody. You are just focusing on the rock-bottom deal.

Further...do you believe "your deal" is the average for everybody?

anybody who wishes to pay for it. That is a personal decision and personal economic priority.

Why ain't "your deal" available to everybody at the same price or cheaper?

my deal is available at a reasonable price, given our ages and benefits. Would a similar deal be cheaper under universal, single-payer, with a supplemental?
Yes, it would, but some folks(read-conservatives) start yelling, "Socialism" and setting their hair afire when one mentions single payer.

Still curious and waiting for you to show me how many other folks (tens of thousands) have a deal like yours with same or similar costs.

good Gawd, it could be months until that sort of data detail is compliled. It will be, but have a bit of patience. Hell, that is the whole issue with you and others, you don't have the patience to let this ACA thing sort itself out. Were you so impatient with Medicare, or the Pharmacy benefit during the Bush Admin?

Seems more like to me.....ya got the "cherry deal" and everyone else got the pit.

my deal, the EXACT deal, with varying subsidies(some more, some less) was available to any individual in the State of Delaware on the individual market.

Will you be relocating to Vermont? For the single payer experiment there?

no, the wife finds northern New England too cold,and I have too much economic interest down here. But, I would welcome such an initiative in Delaware. A study some friends of mine sponsored for the state of PA showed clearly that it would save everyone in the state over 35% to go to a single payer system.

Ya know...to a lot of poor people your quote above is pretty snarky...just sayin'

any poor person has a pretty good basic plan FOR FREE. Just sayin'......read the damn law.

"any poor person has a pretty good basic plan FOR FREE. Just sayin'......read the damn law."

What page is that law on? Simmer down..just kidding...

Now on the quote above...that simply isn't true and that's not my opinion. My closest neighbor is getting "drug" through a knot/not hole at the moment. Nobody knows and or seems to care about what applies to his wife...she nearly died a couple of months ago...and is in fact somewhat of an unexplained medical miracle. She should have died or at the minimum been a double amputee, she's diabetic... She could come home now...she can't because he cannot afford to pay for the home care she would require.....so, she's elsewhere, 25 miles away being cared for by others. He has bills out the kazoo and can't pay them.

She can't come home. He could not and still cannot get her on ObamaCare...he's trying and been trying since day one. It doesn't matter who or how ya blame...free nothing is? free? He and I built a handicap ramp..so his wife can come home... She can't. No offense to your person, but ya can extol the virtues of a "pretty good basic plan FOR FREE" all ya want. I'm just sayin' it ain't working here.

They, would have been far better off, I believe, if ObamaCare had never existed. I say this because of the total confusion that came along with it. My neighbor, who is a good honest guy, is getting hosed by it. Glad it seems to work for you and yours....

Pudfark wrote:"any poor person has a pretty good basic plan FOR FREE. Just sayin'......read the damn law."

What page is that law on? Simmer down..just kidding...

Now on the quote above...that simply isn't true and that's not my opinion. My closest neighbor is getting "drug" through a knot/not hole at the moment. Nobody knows and or seems to care about what applies to his wife...she nearly died a couple of months ago...and is in fact somewhat of an unexplained medical miracle. She should have died or at the minimum been a double amputee, she's diabetic... She could come home now...she can't because he cannot afford to pay for the home care she would require.....so, she's elsewhere, 25 miles away being cared for by others. He has bills out the kazoo and can't pay them.

good argument for further reform that includes home care, but try getting the Congress to do that.

She can't come home. He could not and still cannot get her on ObamaCare...he's trying and been trying since day one.

why not? The website may be an issue for some, still, for all I know, but he has a working telephone, right? If so, the process can be done in under an hour.

It doesn't matter who or how ya blame...free nothing is? free? He and I built a handicap ramp..so his wife can come home... She can't. No offense to your person, but ya can extol the virtues of a "pretty good basic plan FOR FREE" all ya want. I'm just sayin' it ain't working here.

you are blaming the medical insurance(Medicaid, if he/she are poor), when that never covers home health care. Never. Mine doesn't, and never did.

They, would have been far better off, I believe, if ObamaCare had never existed. I say this because of the total confusion that came along with it. My neighbor, who is a good honest guy, is getting hosed by it. Glad it seems to work for you and yours....

feel free(and I mean this honestly) to allow him to contact me(via PM, and thence to email) and I'll gladly help him out. I can't do a damned thing about getting coverage that isn't going to be available(even I blanch at the cost of home care insurance.....something like a 25K per year premium for the wife and I). However, I can, I'm quite sure, get him enrolled and onto health insurance in less than 30 days, tops. This is a sincere offer, although I'm shocked, even for Texas, that public employees are not available to help with the process.

He has a cell phone and I'm not sure of his plan...which could be the reason he has not called....burn up his minutes...they have no land line.

I believe you got my meaning...of...this occurred to his wife in the awkward period of time...after October 1st....no slight intended. When I spoke to him yesterday, other folks were trying to get his wife signed up for "disability", which could/might include Medicaid and or whatever the new derivative of that is?

My neighbor is a proud man...and 64 years old...as is his wife...he ain't got much, doesn't expect much and honorably knows that he owes for the care his wife has received. The math will never work for him to ever pay it off. All he wants and I believe he has every right to expect, is his wife home and some kind of affordable way, to honorably pay his debt.

I'll see what he says about your kind offer? I have asked to help as well? Thank You.

callmeslick wrote:

Pudfark wrote:

callmeslick wrote:still don't grasp that you cannot compare employer policies with individual policies, I see, Pud.

Sure you can, the bigger the group, the bigger the discount. If you can't agree with that....then why was ObamaCare "sold" that way...

ACA is about INDIVIDUAL policies, at the exchange level. Group policies were not, to any degree, changed, except at the whim of the employers or the insurance companies. You CANNOT compare the two.
Back to REAL comparisons. Three years ago, I couldn't have bought a policy for my wife and I AT ALL(her pre-existings). Now I can. Two years ago, the policy I have would have cost me over $1700 per month, if I could even get it written for me. Now, it costs $1000. That is a REAL WORLD comparison. A few million of your fellow citizens will have similar stories to tell their friends and neighbors. In a matter of a few years, NO ONE would vote to scrap this act, except to replace it with something even more robust.

Howdy Slick...here is proof what I was speaking about in the above quotes. What you said could not be done, has been done it's in the link below:

I quote from it:

"New Obamacare health insurance enrollees may feel a pang of envy when they eye the coverage plans offered by Walmart to its employees.

For many years, the giant discount retailer has been the target of unions and liberal activists who have harshly criticized the company's health care plans, calling them “notorious for failing to provide health benefits” and "substandard.”

But a Washington Examiner comparison of the two health insurance programs found that Walmart's plan is more affordable and provides significantly better access to high-quality medical care than Obamacare.

Independent insurance agents affiliated with the National Association of Health Underwriters and health policy experts compared the two at the request of the Examiner.

Walmart furnished employee benefit information to the Examiner. Neither Obamacare advocate Families USA nor the United Food and Commercial Workers, which backs anti-Walmart campaigns, responded to Examiner requests for comment.

Click this link for the comparison chart:
http://washingtonexaminer.com/article/2541665

Below is the link to the entire article:
http://washingtonexaminer.com/surprise- ... le/2541670

Personal Note: I'm not trying to "throw" this in your face. I'm just reminding you that I said it can be done and now it has been done and perhaps you'd have an interest in reading it. It's an easy read.

Ronnie Reagan said it best "Trust, but verify". Never a truer word spoken and I've always gone by that...meaning, if I can't verify it...I don't trust or believe it and certainly don't go buy/by it. Even, if I'm told to.

Hope yer having a good day...

still trying to compare apples to oranges? Further, I note the following from your links:
1. There is no one 'ObamaCare plan', so how could anyone 'compare benefits'?
2. The WalMart info came from their corporate mouthpieces, and they are in the midst of a major PR
campaign to address their anti-worker reputation. A good couple of friends of mine work on that project, actually.
I would not trust WalMart on the matter of how accessible their top-tier plan is for nothing.
3. Given that WalMart operates in all 50 states, I don't see that addressed. How could the 'Examiner' and it's crack staff
compare every option in 50 states, which would have to be done to get any sort of decent study?

Like I said the first time you floated this: the report is utter nonsense, and yet another transparent attempt to sell the concept that the ACA
is bad. Sorta funny is all the stories starting to trickle in on other forums of people finding that the new insurance they got via the ACA is really good.

callmeslick wrote:Like I said the first time you floated this: the report is utter nonsense, and yet another transparent attempt to sell the concept that the ACA is bad. Sorta funny is all the stories starting to trickle in on other forums of people finding that the new insurance they got via the ACA is really good.

What I'm sayin' is it could be a lot better and why isn't it? Now on yer second sentence, could ya link me to all those stories yer referencing? I've been waiting on that for three months.....?

Given your position on ObamaCare....I'd think you jump at the chance....to drill me in the "beans"..

Pudfark wrote:

callmeslick wrote:Like I said the first time you floated this: the report is utter nonsense, and yet another transparent attempt to sell the concept that the ACA is bad. Sorta funny is all the stories starting to trickle in on other forums of people finding that the new insurance they got via the ACA is really good.

What I'm sayin' is it could be a lot better and why isn't it?

and what I'm saying is what is 'it'?? There are, in most all states, several plans to choose from.

Now on yer second sentence, could ya link me to all those stories yer referencing? I've been waiting on that for three months.....?

I'm referring not to 'news' stories, but folks on forums similar to this, and FaceBook, noting(often with surprise, as many were skeptical)how well it all worked
out for them. One just today on CUDA's home forum.

Given your position on ObamaCare....I'd think you jump at the chance....to drill me in the "beans"..

I'm not interested in 'drilling' you, anywhere, anyhow.....seriously.